If you are in danger of having your utilities shut off, such as your electricity, gas, water or phone, filing for Chapter 7 or Chapter 13 bankruptcy may be a great option for you. We know that during this hard economic time, our clients may have to prioritize their bills, and not all utilities get paid each month. In order to maintain the larger payments, such as your mortgage or car payment, the utilities may be pushed down to the bottom of the pile. If you have been notified that you are in danger of a utility shut off, you need to contact us immediately to hear more about your options.

Chapter 7 or Chapter 13 bankruptcy will equally provide you with the protection you will need for the utility companies. Our bankruptcy attorneys will be able to help you find the best protection and option for you. Additionally, you may be able to discharge some of your debt that is past-due, or possible all of it.