Medical debt is the leading cause of bankruptcy in America. With high costs for treatment and procedures, it is very easy to become overwhelmed by the piling doctor and hospital bills. Roughly one third of bankruptcies stem from too many medical bills. This is happening to people with and without health insurance.

Our bankruptcy experts will help you to discharge your medical debt, since medical bills are among the more simple types of debt to eliminate. With medical debt, you do not have to deal with creditors accusing you of fraud or overindulgence. Also, judges and trustees tend to be more sympathetic of medical debt and your need to protect yourself by filing for bankruptcy.

With Chapter 7 bankruptcy, your medical debt is eliminated all at once. Our attorneys will help determine if you are eligible for Chapter 7. If you are not, Chapter 13 is another option where you set up a payment plan, which can take 3-5 years, to pay back as much debt as possible. At the end of that period, the debt that was not yet paid will be eliminated.

Although there technically is not a way to file for “medical bankruptcy,” Chapter 7 and Chapter 13 are two options that you have to deal with this type of debt.