If your driver’s license was suspended because you did not pay your parking tickets or you were driving without insurance, filing for Chapter 7 or Chapter 13 bankruptcy may help you to get your license reinstated. If you feel that this is an option you would like to explore to get your suspended license back, our expert attorneys will let you know filing for bankruptcy is appropriate for your particular situation.

Once you have filed for bankruptcy, you are able to get your driver’s license reinstated. If you file for Chapter 7, and you do not have the ability to repay, you will be subjected to another suspension. Filing a Chapter 13 is generally a better option to get your license back. In filing a Chapter 13, you are saying that you will repay the debt owed for the parking tickets or driving without insurance (or another reason for the suspension), over the next 3-5 years. That timeframe gives you more time to get the debt repaid.

With Chapter 13, in most cases, you are able to get your license reinstated right away and you can avoid further suspensions when your bankruptcy is finished. However, neither Chapter 7 nor Chapter 13 will get your license reinstated if your license was taken away due to impaired driving, speeding or driving without a valid license.