Non-Bankruptcy Solutions

Serving Cook, Will, Grundy, DuPage, Kendall, Kane, LaSalle, and Lake Counties.

Options for Homeowners

  • Need to sell your house, but it's underwater?
  • Want to keep you home, but can't afford the payments? 
  • Want to surrender a property? 
  • Want to stop foreclosure? 


Call (312) 360-0500 for a FREE consultation - We will review your options & handle the process

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Refinance

Make your mortgage more affordable by receiving a new loan. Example: a lower interest rate 

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Loan Modification 

Permanently change the terms to something affordable. Example: lower you interest rate and/or reduce a portion of your principal and/or lower your monthly payment

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Deed-in-Lieu of Foreclosure 

Give back the title to the home to the lender, wipe your liability on the mortgage, and avoid foreclosure

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Stop Foreclosure 

File a type of bankruptcy where you stop the foreclosure the day the case is filed, create a repayment plan to pay back the past-due mortgage payments 

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Repayment Plan 

Avoid having to pay a lump sum by creating a set repayment period to address the delinquency

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Short Sale

Avoid foreclosure where the lender will agree to the sale of the property for less than is owed & will accept the proceeds in full satisfaction of the debt 

Are You?

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â–º Curious if you could be paying less each month on your mortgage? 


â–º Wondering if you qualify for a program that would ease the pressure on your daily budget? 


â–º Feeling stuck with a property that is destroying your finances? 


â–º Thinking there has to be a way to save your real estate - but don't know what it is? 


â–º Feeling like you are getting no-where with the mortgage company?


â–º Wanting an experienced legal representative to handle the process for you? ï»¿

Let our experienced legal team.... 

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A large, yellow, vintage-style bus is parked on a grassy field in front of a white building under a cloudy sky.
A large, yellow, vintage-style bus is parked on a grassy field in front of a white building under a cloudy sky.

Wondering if.....?

  • You qualify for a loan modification?
  • What the process would be - the documentation to be provided?
  • You are eligible for HARP or HAMP?
  • You still qualify even though you have been rejected for a loan modification?



Even through the mortgage loan modification programs were designed to be managed by the homeowner - the process can be very difficult. The types of modifications can vary from lender to lender. And despite months of time, effort & frustration, you can still be rejected for a modification! 

You have options - let us help you explore them!

  • Stop struggling with your mortgage payment
  • Stop getting the "run around" by lenders
  • Stop wondering what your options are for your underwater property
  • Lower your interest rate
  • Reduce your payment term
  • Reduce the principal