Options for Homeowners
Need to sell your house, but it's underwater?
Want to keep you home, but can't afford the payments?
Want to surrender a property?
Want to stop foreclosure?
Call (312) 360-0500 for a FREE consultation - We will review your options & handle the process
CONTACT US TODAY FOR
A FREE CONSULTATION!
Non Bankruptcy Solutions Form
Refinance
Make your mortgage more affordable by receiving a new loan. Example: a lower interest rate
Loan Modification
Permanently change the terms to something affordable. Example: lower you interest rate and/or reduce a portion of your principal and/or lower your monthly payment
Deed-in-Lieu of Foreclosure
Give back the title to the home to the lender, wipe your liability on the mortgage, and avoid foreclosure
Stop Foreclosure
File a type of bankruptcy where you stop the foreclosure the day the case is filed, create a repayment plan to pay back the past-due mortgage payments
Repayment Plan
Avoid having to pay a lump sum by creating a set repayment period to address the delinquency
Short Sale
Avoid foreclosure where the lender will agree to the sale of the property for less than is owed & will accept the proceeds in full satisfaction of the debt
Are You?
- Curious if you could be paying less each month on your mortgage?
- Wondering if you qualify for a program that would ease the pressure on your daily budget?
- Frustrated that you were denied for a loan modification?
- Feeling stuck with a property that is destroying your finances?
- Thinking there has to be a way to save your real estate - but don't know what it is?
- Feeling like you are getting no-where with the mortgage company?
- Wanting an experienced legal representative to handle the process for you?
Let our experienced legal team....
- Evaluate your situation
- Determine your range of options
- Handle the process for you
Wondering if.....?
- You qualify for a loan modification?
- What the process would be - the documentation to be provided?
- You are eligible for HARP or HAMP?
- You still qualify even though you have been rejected for a loan modification?
Even through the mortgage loan modification programs were designed to be managed by the homeowner - the process can be very difficult. The types of modifications can vary from lender to lender. And despite months of time, effort & frustration, you can still be rejected for a modification!
You have options - let us help you explore them!
- Stop struggling with your mortgage payment
- Stop getting the "run around" by lenders
- Stop wondering what your options are for your underwater property
- Lower your interest rate
- Reduce your payment term
- Reduce the principal