The Chicagoland bankruptcy attorneys at the Law Offices of Stuart B. Handelman know how frustrating it is to fight debts without the right tools. Remember that the Federal Bankruptcy Act was written to grant relief to individuals who are in debt and cannot pay all of their bills while meeting their basic living expenses. When debts are mounting, late fees are adding up, and bill collection efforts are making your daily life miserable, your best bet is to act quickly before the situation worsens.

If you are the subject of legal action including wage garnishment, foreclosure, repossession, judgment, or IRS debt, a bankruptcy might grant you certain relief and may help stop such actions. In most instances you can save your house or car from being taken from you but only if you address the issue before the action becomes final.