How Do I File?
It all starts with calling
us. Upon receiving your telephone call, we will go through
a quick question and answer session and upon concluding that
conversation will be able to ascertain whether or not we can
be of assistance to you. If we feel that we can help, we will
invite you to schedule an appointment for a free consultation.
In
your consultation we will perform a detailed analysis of
your budget by taking your income resources and balance
those resources against your living expenses. Upon completing
that analysis, we will present you with all of your options
and make a recommendation as to which option we feel makes
the most sense. Often times other law firms specialize in
one are of bankruptcy or another. In some instances, those
firms may try to fit your situation into their particular
area of expertise. Because we handle all areas of debt relief,
you can be assured that our recommendation is what is best
for you, not best for us.
Upon
completing your consultation, we will walk you through the
procedure. You will walk out of our office being fully informed
as to what you can expect every step of the way.
What does it cost to file?
There are two costs associated with filing for bankruptcy.
The first cost is the attorney fee for filing the case.
Because everybody's situation is a little different, no
two cases are identical. There are different types of bankruptcy
and within those categories, there are different efforts
required to prepare petitions, schedule meetings, negotiate
with creditors, etc. In every instance, you will know what
the attorney fee is before you make a decision to retain
our services. When you meet with the attorney for your free
consultation you will be quoted a fee and given a copy of
any agreement before you leave the office.
The
second cost is the court's filing fee. This payment must
be made in the form of cash, cashiers check or money order.
When paying by cashiers check or money order, the payee
name should read "Clerk of the U.S. Bankruptcy Court."
The court does not accept personal checks.
The
court costs for a Chapter 7 bankruptcy is $209.00.
The court costs for filing a Chapter 13 bankruptcy is $194.00.
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